Commercial Financing!


We are a commercial loan broker. We work with over 200 lenders. Our lenders include Chase, US Bank, GE Capital, UPS Capital and many more. We work with all types of companies, all types of scenarios and all types of credit.



How We Work!

Loan Analysis - We help you determine what kind of funding will work best for your particular scenario.

Loan Packaging - We prepare a complete and professional loan package designed to highlight the strengths of your business and minimize the risks to the lender.

Loan Presentation - We work with many banks and financial institutions. As an independent broker, we present your loan package to multiple lenders and locate the best possible terms.

Loan Delivery - We bring the deal to you. By combining careful analysis, professional packaging, and a variety of lenders we get your business the funding it needs.



How We Get Paid!

We get paid when you successfully obtain financing. We receive a success fee as a percentage of the total amount of financing as follows:

» Under $50,000 = 4%

» $50,001 - $100,000 = 3%

» $100,001 - $500,000 = 2%

» $500,001 - $5,000,000 = 1%

» Over $5,000,000 = 0.5%



We Work with Start-Ups!

Financing a Start-up Business - Securing capital for a start-up business is difficult. Statistics show that most new businesses fail in the first twelve months. To successfully acquire traditional funding an entrepreneur must have good credit, a good business plan, adequate collateral, experience in the industry (or running a business), and be ready to make a substantial personal investment in the new business.

Good Credit - To successfully obtain a business loan, the entrepreneur must have demonstrated the ability and willingness to pay back loans and meet financial obligations. Having solid personal finances with a high income to debt ratio and positive net worth is equally important. Most lenders require a FICO score of 680 or better.

Business Plan - A good business plan portrays a complete study of the business, risks of competition, marketing methods and costs, financial projections, demographic targets, employee details, and management experience. Time invested in a good business plan will not only help in securing financing but will greatly improve the chances for success. Stallion provides business planning.

Collateral - When financing a new start-up business, the entrepreneur must be able to offer tangible collateral to secure at least 75% of the loan. Depending on the business the collateral percentage may be as high as 95%.

Experience - A lender will want to know that an entrepreneur has significant industry experience and/or experience managing a business. This is typically explained in the management section of the business plan.

Cash Flow - The financial projections must be based on factual/credible information. They must show that the business can generate sufficent cash flow to repay the loan. We typically recommend a 3-5 year return for the lender.

Personal Investment - The entrepreneur must be able to invest a minimum of 20% of the total start up capital. A larger personal investment improves the changes of obtaining a loan.